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About Inner Wealth

Inner Wealth is a privately owned Australian financial planning practice with the goal to help individuals understand their financial options and implement life changing financial strategies to maximise their potential.

Inner Wealth was founded by Tony Lu in 2020. Tony is CFP qualified and has joined an elite group of financial advisers (less than 1%) that has achieved the status of Most Trusted Adviser. He’s also consistently ranked as one of Sydney’s top financial planners on Adviser Ratings with over 35 five-star reviews. In 2017, Tony made the top 6 in the AFA Adviser of the Year Awards.

We want you to be great and great has different definitions for everyone. Great could be having your own home paid off, retiring early and babysitting the grandkids or being in a position to help your children get into a home. It doesn’t matter what that may be as our mission is to understand what drives you and in the process, empower you to make better financial decisions through education and a clear action plan.


“At Inner Wealth, we want YOU to achieve YOUR definition of greatness.”


Director/Senior Financial Adviser

Our Services



Achieve your definition of greatness.



Protect your wealth and the people that matter most.



The right strategy & knowledge in place with a clear action plan.



More inner peace so that you can enjoy life to the full.


Happy Clients...

"Tony has given us advice in areas including loan products, self managed super funds and managing debt. Tony is always able to explain things to me in a clear way. Through Tony's knowledge and experience, I feel very confident that the advice given was right for my needs. I always receive Tony's full care and attention when I needed it. He has helped our family gain control of our debt, maximize income and structure ourselves for the best possible outcomes. With a young son we are so grateful for everything he's done for us."


(under 35 years old)

"Tony is always able to explain things, even the very complex, in a way that both my husband and I can clearly understand. I am very confident that he always has our best interests at heart and all the advice given were right for our needs. We have been Tony's clients for 10 years and he has helped us with all our financial needs including buying investment properties, buying & selling a business & setting us up for the future. We are very grateful for his support.'


(35-45 years old)

"I have always found tony very approachable, his knowledge is excellent and he explains things in a way that we laymen can understand. More importantly he doesn’t sugar coat things, highlights the real risks of any investment plan. My adult children’ recently learned of a significant inheritance from their uncle and I took them to see tony. He gave them sound advice, adjusted to each individual situation. They are the most important thing in my life and I would not trust just anyone to advise them."


(56-65 years old)

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